How to spend money guilt-free

 Photo by  NeONBRAND  on  Unsplash

Photo by NeONBRAND on Unsplash

I wonder how much embarrassing stuff is purchased on Amazon accounts.

They’ve made it so easy to find really cool products and spend money. That’s why so many people’s spending habits are out of control. They see something they like and can get it in two days.

But there’s always a pang of guilt before you buy something expensive.

You ask yourself “is it really worth it? Will I have enough money for rent or other things? I know I should be saving, but I want it so bad.”

There’s a way to escape this feeling.

It starts with automating your finances.

Every time you get a paycheck, your system automatically deducts a percentage of whatever goes in to funnel into your savings and investment accounts. That way, you are automatically saving X% of your paycheck for a wedding ring, your 1st down payment on a house, rainy-day fund etc.

There’s so much power in knowing exactly what you’re saving towards, and knowing confidently that the money is going where it needs to go AUTOMATICALLY.

Whatever you have left after the automatic saving gets to be spent guilt-free.

I’ve done this with my own finances and let me tell you, it reduces so much stress around money.

Your relationship with money will seriously change if you implement this advice seriously.

For more information on how you can automate your finances, I recommend Ramit Sethi’s book: I Will Teach You To Be Rich.